Legal Notice

Legal Notice, Disclaimer & Terms of Use

Last updated: AUGUST, 5,2026

Welcome to SOUNDMONEYGUIDE.COM . By accessing or using the Site, you agree to this Legal Notice, our Disclaimer, and these Terms of Use. If you do not agree, please do not use the Site.

Site owner identification (Spain — Ley 34/2002, LSSI-CE)

In compliance with Article 10 of Spanish Law 34/2002 on Information Society Services and Electronic Commerce (LSSI-CE), the operator of this Site is:

1. Not financial advice

The content on this Site is provided for general informational and educational purposes only. It does not constitute financial, investment, tax, legal, or other professional advice, and it is not a recommendation to buy, apply for, or use any financial product, service, or institution.

  • We present information in a comparative and informational way. We do not tell you which product you “must” choose.
  • Your financial situation is unique. Before making any decision, consult a qualified, licensed professional and review the official terms and conditions of the relevant financial institution.
  • We are not a bank, lender, broker, or licensed financial adviser, and we are not affiliated with, endorsed by, or acting on behalf of any regulator or financial institution unless expressly stated.

2. Accuracy and currency of information

Financial products change frequently. Rates, fees, APRs, APYs, terms, and availability ([e.g., interest rates and promotional offers]) may be out of date or may differ by applicant, location, and eligibility.

  • We make reasonable efforts to keep information accurate and to review articles periodically (see each article’s “Last reviewed” date).
  • We make no warranty that any information is complete, accurate, current, or error-free. Always verify details directly with the provider before applying.

3. Affiliate disclosure

Some links on this Site are affiliate links. If you click an affiliate link and complete an action (such as opening an account or being approved for a product), we may receive a commission at no additional cost to you. This helps fund our work. Affiliate relationships do not influence our editorial analysis, and we do not accept payment for favorable coverage. Articles containing affiliate links include a visible disclosure.

4. Third-party links and content

The Site may link to third-party websites (including banks, regulators such as the CFPB, the Federal Reserve, and the FDIC, and other resources). We do not control and are not responsible for the content, policies, or practices of any third-party site. Links do not imply endorsement.

5. Intellectual property

Unless otherwise stated, all content on the Site — text, original analysis, graphics, and layout — is owned by or licensed to SOUNDMONEYGUIDE.COM and is protected by applicable intellectual-property laws. You may share brief quotations with attribution and a link, but you may not copy, republish, or redistribute substantial portions without our prior written permission.

6. Acceptable use

You agree not to use the Site to:

  • violate any law or regulation;
  • infringe the rights of others;
  • transmit spam, malware, or harmful code; or
  • attempt to gain unauthorized access to the Site or its systems.

7. Limitation of liability

To the fullest extent permitted by law, SOUNDMONEYGUIDE.COM and its owners, authors, and contributors will not be liable for any direct, indirect, incidental, consequential, or other damages arising from your use of, or reliance on, the Site or its content. You use the Site and act on its information at your own risk.

8. No warranties

The Site and all content are provided “as is” and “as available” without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Advertising

The Site displays advertising, including through Google AdSense. Advertisements do not constitute an endorsement by us of any advertised product or service. See our Privacy Policy and Cookie Policy for how advertising data is handled.

10. Changes

We may modify the Site or this Legal Notice at any time. Continued use after changes are posted constitutes acceptance of the updated terms.

11. Governing law and jurisdiction

This Legal Notice and your use of the Site are governed by Spanish law. Any dispute will be subject to the jurisdiction of the competent courts of TERRASSA/BARCELONA Spain], except where mandatory consumer-protection rules grant the user the right to bring proceedings in another forum. Nothing in these terms limits any mandatory statutory rights you have as a consumer under EU or Spanish law.

12. Contact

Questions about this Legal Notice? use our Contact page.

Site owner: LAIA BENET BROTONS Tax ID (NIF/CIF): 45857871-B Address: Avinguda de Santa Eulàlia, 273, Can Palet, 08223 Terrassa, Barcelona Email: help.soundmoneyguide@gmail.com